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Coverage / Reimbursement of Cancer Medications in Quebec The Canada Health Act requires provinces and territories to fund all medically necessary hospital and physician services, including drugs used in hospitals. Along with surgery and radiation, medications make up an important part of cancer therapy. Most chemotherapy drugs that are used in the hospital setting and are paid for by the hospital. Cancer patients require different types of medications – chemotherapeutic agents and biologicals that attack the cancer itself, supportive care medications that address the side effects of chemotherapy, anti-nausea drugs, pain medications, antibiotics, antivirals, antifungals and others. Not all of these are used within the hospital setting. Outside hospitals, the provinces and territories provide community based coverage of drugs as supplementary benefits through provincial/territorial drug benefit plans. The plans vary across the country in the amount the beneficiary is required to pay. Private insurance (third party insurance) plans also provide coverage for medications used outside the hospital. These plans vary considerably with regards to which medications they pay for and the amount the beneficiary pays (if anything) in terms of deductibles and copays.
Hospital Coverage of Cancer Medications Hospital Coverage of Cancer Medications The primary payer for cancer medications is the province of Quebec, which funds cancer medications through hospital drug budgets and the provincial drug benefit plan. Cancer patients may receive treatment at cancer centres or at their community hospitals. In either case, these institutions cover the cost of all medications delivered while someone is an inpatient and the cost of intravenously delivered chemotherapy received at the institution. Medications covered are those that are used in the hospitals (most chemotherapy, intravenous antibiotics, others) and some that are used outside the hospital. Each hospital has a formulary, which lists the medications they can use at that institution. This formulary varies from hospital to hospital. Medications that are taken at home are not paid for by the hospitals and may be covered by the provincial drug benefit plan and by private insurance plans. These can include oral chemotherapy drugs, supportive care medications, oral antibiotics/antivirals/antifungals, anti-nausea medications, pain medication and others. Régie de l'assurance maladie du Québec (RAMQ) The Basic Prescription Drug Insurance Plan guarantees basic coverage for all Quebecers. Individuals not covered by a group insurance plan are eligible for the public plan, administered by the Régie de l'assurance maladie du Québec (RAMQ). The plan covers medications on the Liste de médicaments. Drugs not on this list may be covered by the RAMQ as a médicament d'exception. The Plan covers medications used outside the hospital (outpatient medications). These can include some chemotherapeutic agents, biologicals, supportive care medications, pain medications, anti-nausea drugs, antibiotics, antivirals, antifungals and others. The medications may be oral, inhaled or injectable. Additionally some drugs for intravenous infusion (infused at home or at a clinic) are covered. For detailed information on the RAMQ and drug coverage, click here. Medications used outside the hospital (outpatient medications) can be paid for through private insurance (third-party insurance). These can include some chemotherapeutic agents, biologicals, supportive care medications, pain medications, anti-nausea drugs, antibiotics, antivirals, antifungals and others. The medications may be oral, inhaled or injectable. Additionally some drugs for intravenous infusion (infused at home or at a clinic) are covered. Private plans do not usually pay for medications used for patients staying in the hospital (in-patients). For more information on private insurance plans (types of plans, deductibles, copays, special authorization claims, refused claims) click here. Medications used outside the hospital (outpatient medications) can be paid for through the federally run drug plans. These can include some chemotherapeutic agents, biologicals, supportive care medications, pain medications, anti-nausea drugs, antibiotics, antivirals, antifungals and others. The medications may be oral, inhaled or injectable. Additionally some drugs for intravenous infusion (infused at home or at a clinic) are covered. Please click on the Plan name below for detailed information on eligibility and drug coverage. Non-Insured Health Benefits Program Reimbursement Information for Medications Used in Cancer Treatment This table shows commonly used medications and is updated periodically. It may not contain all the possible medications used in cancer therapy.
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